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Business Loan Repayment Calculator
This calculator will help to estimate the monthly repayments for a secured or unsecured business loan.
Business Loan Details:
Important!
Business Loan Interest Rates differ from lender to lender and will depend on your individual circumstances (credit history, employment status, age, etc.). To find out if you qualify ... and for a free, personalised interest rate and repayment quote, please CLICK HERE
Business Loan Amortization Calculator
The following amortization graphs detail month-by-month data on the progress of the proposed loan. The first chart below examines the reducing loan balance over the course of the finance contract term. The second graph illustrates the portion of each monthly repayment allocated to payment of interest vs principal reduction.
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Finance Articles
| Choosing the Right Loan for Your Personal Needs in Australia Choosing the right loan can be a pivotal decision in your personal financial journey. In Australia, where a diverse range of loan options is available, selecting the loan that aligns perfectly with your needs is more crucial than ever. A judicious choice can help you fulfill your dreams—be it buying a new home, investing in education, or consolidating debt—while ensuring that the repayments remain manageable and do not lead to financial strain. - read more
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| Understanding Your Credit Footprint: Borrowing Strategies to Keep Your Score Intact Understanding the mechanics behind credit scores is pivotal for anyone navigating the intricate world of finance. A strong credit score does not only unlock the gates to a plethora of borrowing options but also secures favorable interest rates, which can save you a substantial amount of money over time. It acts as a financial passport, one that enables you to achieve milestones such as purchasing a home or car with ease. - read more
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| Budgeting Basics to Keep Your Credit Score Healthy While Seeking a Loan Understanding the nuances of financial health is a crucial component in the journey of loan acquisition. It is the bedrock on which potential borrowers build their case for credibility and reliability. Among the myriad of factors influencing your fiscal stability, credit scores stand out as a beacon indicating your creditworthiness to lenders. A robust credit score simplifies the path to securing loans, garnering favorable interest rates, and negotiating better terms. - read more
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| How to Use Loan Comparison Tools Effectively - A Guide for the Credit-Conscious When it comes to securing a loan, the terms you agree to can have a lasting impact on your financial wellness. It's crucial to strike a balance between finding a loan that fits your needs and maintaining a healthy credit score. This delicate equilibrium is where loan comparison tools come into play, serving as navigational aids in the vast sea of credit options. - read more
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| Understanding Your Credit File: How to Seek Loans without Negative Impacts Understanding financial health is paramount when venturing into the realm of loan acquisition. It's the backbone that supports not just your immediate monetary requirements but ensures longevity in your fiscal stability. At the heart of this understanding lies a critical aspect: the credit score. It's a numerical representation of your financial trustworthiness, influenced by past fiscal decisions and behaviors. - read more
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| Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
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| Understanding and Improving Your Credit Score: A Guide for Australian Consumers Your credit score is a crucial factor that lenders use to determine your creditworthiness and your ability to repay loans and credit card debts. It is a numerical representation of your credit history, and it ranges from 0 to 1,000. The higher your credit score, the more likely you are to be approved for a loan or credit card, and to be offered lower interest rates. - read more
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| Five Worst Credit Card Mistakes Credit cards can be an excellent way to manage your finances ... they can even be an investment tool. However your credit card can quickly become your enemy if not used correctly. Here are five of the worst mistakes most credit card holders make. If you can avoid these mistakes, you will benefit greatly. - read more
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| Unlocking the Secret to Solving Public Transport: Why Your Workplace Location Matters The relationship between our workplace location and the availability of transportation options has a significant impact on our commuting choices. Inner-city and CBD workers enjoy an extensive range of options for public transport, walking and cycling, due to the proximity of their residences to their place of work. - read more
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| Master the Art of Savvy Shopping: How Australian Consumers Prioritize Quality and Value in Today's Market As prices continue to soar and interest rates climb, Australian consumers are showing their savvy shopping skills. According to a recent survey conducted by Criteo, titled ‘The Rise of Savvy Shoppers Study’, consumers are prioritizing essential purchases such as fuel, groceries, energy bills, and rent/mortgage payments in the last six months. - read more
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Finance News
| Alarming Rise in Australian Student Loans Calls for Immediate Action 19 Apr 2024: .Paige Estritori A fresh analysis has sparked concern over the surging levels of student debt in Australia, invigorating discussions for policy revisions in the impending national budget. Projections denote that during the initial tenure of the incumbent Labor administration, the cumulative student debt may swell by an extraordinary $12.3 billion, marking a 16% escalation. This upward trend raises alarms for prospective and current students grappling with the financial barriers of higher education, and ignites a dialogue on the urgency of governmental intervention. - read more |
| ANZ Bank Bids Farewell to Cheque Books Amid Digital Shift 19 Apr 2024: .Paige Estritori The fintech landscape continues its relentless advance as ANZ, one of the leading banks in Australia, has declared a pivotal shift in its operations that will see the discontinuation of cheque book issuance. This calculated move aligns with broader trends in digital banking and paves the way for modern financial interactions among its clientele. - read more |
| Economic Indicators Suggest a Brighter Outlook: Analyst Insights 17 Apr 2024: .Paige Estritori Recent data unfolds a more optimistic economic landscape, as tracked by ClearBridge Investments, revealing a period of robust activity amidst the recovery from pandemic-related disruptions. Transitioning from a heightened risk of recession to a more balanced, watchful stance, the firm's recession risk assessment has shifted from a stark red to a tentative yellow on their monitoring dashboard. - read more |
| Centuria Capital Expands Reach in Property Debt Sphere 16 Apr 2024: .Paige Estritori Amidst a turbulent market, Centuria Capital Group has strategically bolstered its presence in the property debt market, acquiring an additional 30% stake in Centuria Bass Credit Pty Ltd. This expansion reflects a value of $57 million, resulting in Centuria Capital Group's ownership rising from 50% to a commanding 80%. - read more |
| Strategic Navigation Vital for Central Banks Amid Economic Flux 16 Apr 2024: .Paige Estritori The freshly released insights from Principal Asset Management for Q2 2024 suggest central banks, the US Federal Reserve in particular, face an increasingly complex policy-making environment. Their task is to smoothly navigate the economy through a deceleration in inflation without prematurely lowering interest rates, a move that could potentially undermine financial stability. - read more |
| Economic Outlook Bleak as Aussie Consumer Sentiment Falls 11 Apr 2024: .Paige Estritori In the face of relentless inflation and the highest interest rates seen in over a decade, Australians are becoming increasingly downcast about the nation's financial future. A recent study showcased a decline in the overall confidence of consumers, sending worrying signals about economic health. - read more |
| Aussies Persevere in Housing Market Despite Economic Squeeze 10 Apr 2024: .Paige Estritori In the face of rising living costs and consecutive rate hikes by Australia's Reserve Bank, the country's housing market is displaying unexpected vitality. The latest data from the Australian Bureau of Statistics (ABS) showcases a surprising uptick in new home loan commitments during February. - read more |
| Australian Housing Market Displays Resilience Amid Economic Headwinds 09 Apr 2024: .Paige Estritori In a striking display of tenacity, Australian homebuyers continued their pursuit of homeownership in February, countering the adverse impacts of escalated interest rates as revealed by the latest statistical numbers. Noteworthy, there was a moderate yet commendable upswing of 1.5 percent in new home loan commitments, totaling an impressive $26.4 billion, as recorded by the Australian Bureau of Statistics. Although this gain narrowly missed the forecasted 2 percent rise, it underscored a formidable year-over-year growth of 13.3 percent. - read more |
| Australia Faces Housing Shortfall Amid Construction Challenges 08 Apr 2024: .Paige Estritori In a recent analysis of the Australian housing market, commentary from a leading bank's chief economist highlights the significant gap between the production of new homes and escalating demand. The tension is intensifying as Australia grapples with the challenges of an inadequate residential development pace, failing to reach the current administration's housing objectives. - read more |
| Financial Guidance Boosting Retirement Security 08 Apr 2024: .Paige Estritori In the realm of fiscal wellbeing, informed decisions often spell the difference between stress and security. A recent study conducted by Challenger Limited throws light on this notion, revealing how Australians lacking financial advice perceive a greater strain from the cost of living on their economic stability. - read more |
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Knowledgebase
Mortgagor:
A person who offers to assign an asset as security (e.g. real estate) under a mortgage loan contract. The lender (mortgagee) holds the legal ownership of the security until the loan is repaid and the mortgage is discharged.
A person who offers to assign an asset as security (e.g. real estate) under a mortgage loan contract. The lender (mortgagee) holds the legal ownership of the security until the loan is repaid and the mortgage is discharged.
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