Welcome to the privacy policy for No Credit Check and Clark Family Pty Ltd, brought to you with utmost transparency.
We value your privacy deeply and this policy outlines our dedication to protecting it. Here, we detail our practices regarding information collection and its usage on this website.
Data Collection and Utilization
To facilitate your financial services enquiry, No Credit Check gathers your name, phone number, email address, and other relevant details to serve you better.
These details are shared with trusted third-party product and service providers in our network to ensure accurate responses to your queries. They are bound to use this information solely to offer you the best services or products. Your personal data is exclusively used as needed and remains protected otherwise.
Rest assured, your contact information will never be disclosed to external parties without your consent.
Note: Our website may contain links to other sites. Clark Family Pty Ltd does not hold responsibility for the privacy measures or content of other sites.
Cookie Usage
No Credit Check employs cookies to retain session details and track user engagement with our site's pages. This aids in analyzing performance and ensuring you receive a smooth experience without repetitive promotions.
Third-Party Ads
Third-party advertisers display ads on our site. They use cookies and tracking pixels (1x1 pixel .gifs or web beacons) to gauge ad effectiveness. These tools gather anonymous data about your visits here and on other sites, including date/time of ad display, the content of the ad shown, and relevant online preference marketing information.
Accessing Personal Data
You have the right to access your personal information within legal limits. We may specify how you access it, and if access is denied, we'll explain why and provide alternative ways to meet those needs. Reasonable fees for access, such as copying, admin, and postage, may apply.
To access your personal information, please contact us. For security, we may request a written request.
Privacy Policy Updates
Our privacy policy is dynamic and evolves with market standards and requirements. We will revise and update this policy as needed.
Inquiries or Issues
For any questions or concerns about our privacy policy or your personal data handling, please contact us.
Learn more about privacy and personal information protection from the Australian Federal Privacy Commissioner at 1300 363 992.
Lodging a Complaint
If you feel we have breached this policy or the National Privacy Principles, you can lodge a complaint. We promise to address it promptly. Contact No Credit Check first to voice your concerns. If unsatisfied with our response, you may call the Australian Federal Privacy Commissioner’s hotline at 1300 363 992.
For further details about this statement, our site practices, or interactions with our site, please contact us.
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Managing personal finances judiciously becomes paramount when dealing with loans and their repayments. A potential obstacle many encounter is preserving or enhancing their credit score while simultaneously undertaking the necessary financial commitments of loan repayments. Understanding how to navigate this terrain is vital to financial health. - read more
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As we navigate the complexities of today's economy, the significance of credit can scarcely be overstated. Whether we're considering a home mortgage, a new car, or managing our personal finances, our credit health often dictates the terms and accessibility of financial support. A robust credit score can open doors to favorable loan terms and rates, while a poor score can narrow our options and cost us more in the long run. - read more
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Managing debt is a cornerstone of financial wellness. Whether it's credit card debt, student loans, or a mortgage, keeping debt in check helps you maintain a healthy financial state. High levels of debt can lead to financial stress, impacting your overall well-being and limiting your ability to save for future goals. - read more
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The Compensation Scheme of Last Resort (CSLR) recently highlighted potential delays in compensation payments due to insufficient special levy funds. In July, the CSLR's proposed FY2025–26 levy plan allocated $67.29 million for financial advisers, surpassing the $20 million limit set for the subsector. This shortfall of $47.29 million prompted the Treasury to initiate a consultation in August to determine funding solutions for the excess levy. - read more
A recent study by Adviser Ratings, as outlined in the 2025 Australian Financial Advice Landscape Report, indicates that the number of financial advisers in Australia will need to increase significantly. From the present count of 15,500 advisers, the industry is expected to require more than 50,000 over the next thirty years to cater to a growing retiree population. - read more
The Australian government is examining potential reforms to non-compete clauses in employment contracts, driven by concerns that current laws may impede workers from advancing their careers and, in turn, hinder economic growth. In this context, the Financial Advice Association Australia (FAAA) has raised concerns about these reforms, urging that the proposed changes should balance the interests of both employees and employers. - read more
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James Mawhinney, a key figure at Mayfair 101 Group, has been issued a 15-year extension on his restraint from engaging in financial promotions or fund-raising, after the Federal Court finalised orders against him. This decision blocks Mawhinney from soliciting or receiving funds, as well as marketing any financial product, following the court's findings of his 'reckless' behaviour in the financial sector. - read more
The Australian housing market is showing significant signs of recovery with a noticeable upswing in auction clearance rates. The national monthly average final auction clearance rate for August climbed to 69%, marking the strongest result since February 2024. Recent figures from Cotality reveal that auction success continues, with 75% of auctions holding nationwide leading to successful sales, sustaining a four-week streak of strong clearance rates at or above this benchmark. - read more
The latest release of the US jobs opening data and the Federal Reserve's Beige Book indicates signs of a slowing American economy. While reasons range from the current government's economic policies to broader market challenges, the outcomes have intrigued Wall Street and bond markets alike. This weakening scenario has set a stage where the Fed might consider cutting interest rates sooner than expected, contributing to a market rally. - read more
