No Credit Check :: News
SHARE

Share this news item!

Navigating Turbulence: How Australian Advisors Are Responding to Trump’s Tariff Turmoil

Navigating Turbulence: How Australian Advisors Are Responding to Trump’s Tariff Turmoil

Navigating Turbulence: How Australian Advisors Are Responding to Trump’s Tariff Turmoil?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Last week's announcement of the US's reciprocal tariff policy, dubbed "Liberation Day" by former President Donald Trump, has led to significant market disruptions worldwide.
Although Australia has managed to avoid the harshest direct impacts, the broader ramifications of a global trade conflict have not spared its investors, notably causing the Australian Securities Exchange (ASX) to experience its most substantial single-day decline since the COVID-19 pandemic.

Amidst the swirling uncertainty, Australian financial advisors stress the importance of proactive client communication to manage fears associated with this market volatility. Hugh Robertson, the managing director and senior financial adviser at Centaur Financial Services, emphasizes that clients need reassurance that their advisors are vigilantly overseeing market developments. Investors faced a sudden challenge as tariffs were announced with unexpected breadth and rapid implementation, resulting in some industry super funds struggling to manage the influx of clients eager to review their portfolios.

Advisors are also guiding clients based on their financial life stages. Robertson highlights that while this period may be an intriguing buying opportunity for accumulators, retirees are encouraged to rely on their existing cash reserves for immediate needs. Robert Rich of Unite Wealth emphasizes the need for a lower-fee diversified asset allocation strategy, having promptly informed clients of potential impacts through timely communication.

Meanwhile, Northeast Wealth’s James O'Reilly has taken a proactive stance, outlining potential scenarios prior to the tariff announcement and maintaining open channels for clients feeling uneasy. This approach is designed to ensure clients feel confident and informed, which is crucial during times of swift economic changes. Nicole Gardner of Stellar Wealth mirrors this sentiment, expressing that while clients are naturally concerned, the ongoing reassurance provided by their advisors yields a much-appreciated sense of security.

The pervasive uncertainty surrounding Donald Trump’s tariff decisions-a sentiment echoed by advisors like Rich and O'Reilly-has exacerbated anxiety among clients. Many perceive Trump's unpredictability as fueling market volatility, further complicating strategic financial forecasting. Hence, advisors face the dual task of calming nerves mired by fear of additional tariffs while also reminding clients of Trump's negotiation tactics, which often involve high initial demands followed by reductions.

As the dust settles, a more defensive investment approach has emerged, with some advisors adjusting portfolios anticipating market corrections. Robberston notes their attempts to maintain a defensive stance and how crucial client education is during such turbulent times. However, there’s also cautious optimism among some advisors to leverage the discounted stock prices by considering investments in growth assets.

Gardner and O'Reilly both stress the importance of tailoring strategies to individual client needs, with younger clients signaling interest in aggressive investments, while other clients are counselled towards dollar-cost averaging to mitigate risk. O'Reilly anticipates diverse client motivations-some are keen on risk aversion, while others eye the potential for profit through increased investment contributions or strategically adjusted portfolios.

Published:Thursday, 10th Apr 2025
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

Share this news item:

Finance News

Coalition's Plan to Ease Home Loan Rules Sparks Debate
Coalition's Plan to Ease Home Loan Rules Sparks Debate
25 Jan 2026: Paige Estritori
The Coalition has announced a proposal to relax existing home lending regulations, aiming to enhance accessibility for first-time home buyers. This initiative focuses on adjusting the Australian Prudential Regulation Authority's (APRA) serviceability buffer, currently set at 3% above the loan interest rate, which has been identified as a barrier for many prospective borrowers. - read more
APRA's New Cap on High DTI Home Loans Explained
APRA's New Cap on High DTI Home Loans Explained
25 Jan 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at mitigating risks in the housing market. Effective February 2026, APRA will impose a cap on high debt-to-income (DTI) home loans, limiting such loans to 20% of new home lending portfolios. This measure is designed to address concerns over escalating property prices and the potential for financial instability. - read more
ASIC's Findings on Private Lending: What Investors Need to Know
ASIC's Findings on Private Lending: What Investors Need to Know
25 Jan 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has intensified its scrutiny of the private lending sector, following a period of rapid growth and increasing investor interest. This move comes in response to concerns about transparency, risk management, and the potential impact on the broader financial system. - read more
APRA Implements Cap on High Debt-to-Income Home Loans
APRA Implements Cap on High Debt-to-Income Home Loans
09 Jan 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced a significant policy change to address emerging risks in the housing market. Effective February 2026, APRA will impose a cap on high debt-to-income (DTI) home loans, limiting such loans to 20% of new home lending portfolios. This proactive measure aims to curb potential financial instability arising from escalating property prices and increased credit growth. - read more
ASIC Investigates Private Lending Sector Amid Rapid Expansion
ASIC Investigates Private Lending Sector Amid Rapid Expansion
09 Jan 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has intensified its scrutiny of the private lending sector, following a period of rapid growth and increasing investor interest. This move comes in response to concerns about transparency, risk management, and the potential impact on the broader financial system. - read more
Investor Lending Reaches New Heights in Australia's Housing Market
Investor Lending Reaches New Heights in Australia's Housing Market
09 Jan 2026: Paige Estritori
Australia's housing market is witnessing a significant surge in investor lending, with recent data indicating that investors now account for two in every five new home loans. This trend has raised concerns about housing affordability and the potential for market instability. - read more
RBA's October 2025 Review Highlights Australia's Financial Resilience
RBA's October 2025 Review Highlights Australia's Financial Resilience
01 Jan 2026: Paige Estritori
The Reserve Bank of Australia (RBA) has released its October 2025 Financial Stability Review, providing a comprehensive assessment of the nation's financial health. The report underscores the resilience of Australia's financial system, even amidst elevated global uncertainties. Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check! - read more
Australian Lenders Tighten Policies on Trust and Company Lending
Australian Lenders Tighten Policies on Trust and Company Lending
01 Jan 2026: Paige Estritori
In a significant shift within Australia's financial sector, major lenders Macquarie Bank and the Commonwealth Bank of Australia (CBA) have recently implemented stricter policies regarding lending to trusts and companies. These changes reflect a broader trend towards more cautious lending practices in response to regulatory concerns and market dynamics. Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check! - read more
RBA Advises Caution in Lending Amid Improved Borrower Finances
RBA Advises Caution in Lending Amid Improved Borrower Finances
01 Jan 2026: Paige Estritori
The Reserve Bank of Australia (RBA) has highlighted the need for continued caution in lending practices, even as data indicates an improvement in borrowers' financial health. This advisory comes in the context of a dynamic economic environment where both opportunities and risks coexist. - read more
APRA's New Cap on High Debt-to-Income Home Loans Explained
APRA's New Cap on High Debt-to-Income Home Loans Explained
24 Dec 2025: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at mitigating risks in the housing market. Effective February 2026, APRA will impose a cap on high debt-to-income (DTI) home loans, limiting such loans to 20% of new home lending portfolios. This measure is designed to address concerns over escalating property prices and the potential for financial instability. - read more


Finance Articles

Quick and Easy Tips to Boost Your Loan Approval Odds Without Affecting Credit
Quick and Easy Tips to Boost Your Loan Approval Odds Without Affecting Credit
Loan approval can often be a crucial milestone in achieving your financial goals. Whether you're looking to buy a home, pay for education, or consolidate debt, securing a loan can provide the financial boost you need to move forward. - read more
Choosing the Right Loan for Your Personal Needs in Australia
Choosing the Right Loan for Your Personal Needs in Australia
Choosing the right loan can be a pivotal decision in your personal financial journey. In Australia, where a diverse range of loan options is available, selecting the loan that aligns perfectly with your needs is more crucial than ever. A judicious choice can help you fulfill your dreams—be it buying a new home, investing in education, or consolidating debt—while ensuring that the repayments remain manageable and do not lead to financial strain. - read more
Effective Debt Management Tips for Young Adults
Effective Debt Management Tips for Young Adults
Managing debt effectively is crucial for young adults, especially as they start building their financial independence. Understanding how to manage debt properly can help you avoid financial pitfalls and set you up for a stable future. - read more
How to Use Loan Comparison Tools Effectively - A Guide for the Credit-Conscious
How to Use Loan Comparison Tools Effectively - A Guide for the Credit-Conscious
When it comes to securing a loan, the terms you agree to can have a lasting impact on your financial wellness. It's crucial to strike a balance between finding a loan that fits your needs and maintaining a healthy credit score. This delicate equilibrium is where loan comparison tools come into play, serving as navigational aids in the vast sea of credit options. - read more
Understanding Your Credit Footprint: Borrowing Strategies to Keep Your Score Intact
Understanding Your Credit Footprint: Borrowing Strategies to Keep Your Score Intact
Understanding the mechanics behind credit scores is pivotal for anyone navigating the intricate world of finance. A strong credit score does not only unlock the gates to a plethora of borrowing options but also secures favorable interest rates, which can save you a substantial amount of money over time. It acts as a financial passport, one that enables you to achieve milestones such as purchasing a home or car with ease. - read more
Understanding No-Credit-Check Loans: A Lifeline for Managing Financial Stress Wisely
Understanding No-Credit-Check Loans: A Lifeline for Managing Financial Stress Wisely
Financial stress can feel like an unstoppable force, a cycle of worry that impacts not only our peace of mind but also our fiscal health. It represents the anxiety and pressure associated with the inability to meet financial obligations, be it due to unforeseen expenses, unemployment, or a plethora of other reasons. - read more
Savvy Spending: Innovative Budgeting Tips for Smooth Loan Repayments
Savvy Spending: Innovative Budgeting Tips for Smooth Loan Repayments
Managing personal finances judiciously becomes paramount when dealing with loans and their repayments. A potential obstacle many encounter is preserving or enhancing their credit score while simultaneously undertaking the necessary financial commitments of loan repayments. Understanding how to navigate this terrain is vital to financial health. - read more
Navigating Financial Uncertainty: Tips for Managing Money Worries
Navigating Financial Uncertainty: Tips for Managing Money Worries
Financial stress is a common issue that affects a large portion of individuals, often due to unexpected expenses, unemployment, or a high cost of living. It can lead to both mental and emotional strain, influencing one's quality of life and decision-making abilities. Credit scores, a critical measurement of financial health, are used by lenders to evaluate the risk of lending money. - read more
How to Use Credit Cards Wisely to Enhance Your Credit Score
How to Use Credit Cards Wisely to Enhance Your Credit Score
Your credit score is more than just a number; it's a reflection of your financial health. Essentially, it’s a numerical expression that represents your creditworthiness. Lenders use this score to assess the level of risk involved in lending you money. - read more
Maximize Your Loan Options without a Credit Footprint: Strategies to Know
Maximize Your Loan Options without a Credit Footprint: Strategies to Know
As we navigate the complexities of today's economy, the significance of credit can scarcely be overstated. Whether we're considering a home mortgage, a new car, or managing our personal finances, our credit health often dictates the terms and accessibility of financial support. A robust credit score can open doors to favorable loan terms and rates, while a poor score can narrow our options and cost us more in the long run. - read more


Need Help Finding a Loan?
Find out now if you qualify and compare rates, offers and options from multiple lenders - without a credit check!
Loan Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

All finance quotes are provided free and without obligation. We respect your privacy.

Knowledgebase
Collateral:
An asset that a borrower offers as a way for a lender to secure the loan.


Quick Links: | No Credit Check Loans | Personal Loans No Credit Check | Bad Credit Loans | Business Loans No Credit Check | Fast Cash Loans Australia | Unsecured Loans | Guaranteed Approval Loans | Short Term Loans | Emergency Loans | Same Day Loans